On Thursday, July 6, 2023, I
wrote an article that most of us are carrying unnecessary burdens in our short
life, and that the only thing we actually need is food. None, absolutely none
of any other items we acquired in life, contribute towards a single beat to our
hearts, nor do they add a single breath to our lungs, and yet we take a lot of
efforts to burden ourselves acquiring and possess, them only to release every
atom of them on our death serving us no purpose. I explain this here:
https://scientificlogic.blogspot.com/2023/07/carrying-unnecessary-burdens-in-our.html
Today, I gave this a thought to ask
ourselves how much do each of us spend for living. Before that let’s look at
some statistics on household expenditure each Malaysian spends:
Here is one randomly searched
from Google. It is an unofficial claim of course.
"Malaysian households spend
around RM 783 per month on food alone in 2019, encompassing 17.3% of total
spending. Take note of all the meat, rice and coffee you are eating and
drinking, because they make up the second highest spending”.
But let’s look at some official
data from the Department of Statistics Malaysia
https://www.dosm.gov.my/portal-main/release-content/household-expenditure-survey-report-2019
Here we have a more detailed
breakdown on household expenditures.
Since food is the most important
item for our existence, how much do we spend on it compared to our other
non-food expenditure per month? Of course, this depends on our income,
lifestyle, taste for food, age, gender, state of health attitudes, beliefs,
knowledge about food, accessibility and food availability, time constraints,
work commitments, taste and palatability, social class and economic,
affordability, companion we associate ourselves with, besides biological
determinants such as hunger, appetite, and taste, satiety, stress, belief
systems, religious constraints, knowledge on health and nutrition, among other
factors.
Gross household expenditure in
surveys may not give us the exact figure on food expenditure for a single
individual, since there may be many people in a household. It may mean
for a single person staying alone, a couple, a small family with one child or
two children as in a nucleated family, several dozen people staying under a
single roof as in extended families sharing everything together. A survey
generally gives figures to cover everybody in a house who shares together. It
does not individualize.
It would be better to evaluate food
and other expenditures on just a couple or with just a child, and the basal
figure extrapolated to the numbers in other families. The best we can do
is to conduct nation-wide surveys on tens of millions of residents across all
strata of social and economic differences and take the average.
Generally, the food expenditure for
those still working, the percentage of their food expenditure seems much
less compared with their other non-food expenses. This does not mean working
individuals eat less or spend less on food. On the contrary, they may spend
even much more as they have more income and purchasing powers. But their higher
expenditures on food is nullified by their commitments to pay and maintain
other non-food expenditures such as car loan, housing loan, insurance, bank
loan repayment, medical insurance, eating out, petrol for commuting for work,
rentals, overhead and maintenance charges among other items they fancy are
necessary.
Then if they have young children,
they need to pay for their education and other maintenance such as clothes,
gadgets they like such as smartphones, hobbies, etc, etc, making their food
budget in percentage seems so much less than they actually spend.
For example, a retiree staying at
home may spend say, RM 1,500 per month against his other less requirements
or none at all, such as car, housing, and bank payments, or take out some kind
of insurance or spend on unnecessary investments in old age.
Perhaps a retiree needs only pay
another RM 500 for water, electricity, gas, toothbrush, toothpaste and soaps to
bathe and wash his clothes. Hence his expenditure per month is only RM 2,000,
and if translated, his food expenditure works out to be 75 % of the total that
only looks high in comparison.
Compare the same food expenditure
of RM 1,500 for someone in working life who needs to spend another RM 3,500 on
all sorts of other expenditures such as housing and car loans…etc as already
mentioned. For that working individual his food expenditure is 30 % compared to
a retiree at 75 %. But both are spending exactly the same amount for food as
their actual only requirements for the sustenance of life heart beats.
The retirees generally don’t spend
on any other entertainment except watching television or reading a book in the
comfort of his home. Nor does he need any kind of transportation for work. Most
of them don’t even want to keep any car anymore for unnecessary maintenance or
to collect car iron rust and dust from the air. They may not wish to drive
anymore. If they need to go out occasionally, they merely take public
transport. This drastically cuts down on all non-essential, and non-food items
that do not support one iota of their breath or bring them any happiness.
My food expenditure for me and my
wife amounts only to between 28.4 % to 40 % of our total expenditures, but in
May this year (2023), our food expenditure went up to as high as 74. 9 %
compared with other household expenses such as paying for Astro paid
television, Unfi TV, water, electricity, gas, petrol, kitchen wares, soap and
detergents and sometimes we go on short trips for the day to other towns.
What and how we spend on food
depends on what we eat. If we feast on fantastic huge crabs, big lobsters and
exotic foods 3 times a day every day, our food budget can climb to 90 to 95 %
of the total expenditures. Is this necessary, and for health reasons please DO
NOT indulge in excessive eating.
The less we eat, the longer
our disease-free longevity. See my explanation on caloric restriction and
longevity under this article:
“Which
is the Most Challenging Field in Medicine and Health Care?” published in this
blog on Thursday, June 29, 2023
Scroll right down the above article
till you find the passage on caloric restriction and longevity here:
https://scientificlogic.blogspot.com/search?q=caloric+restriction
Also, under this article:
Scroll right down for the slideshow
on why we must grow old and die:
https://scientificlogic.blogspot.com/search?q=why+we+must+die
It was placed in the link at the
bottom of the article “Did Queen Elizabeth II of England die of Old Age?”
If the links keep springing back to
the same or another article, then type the title of the search in the internal
search slot on the top left hand of the blog.
I believe for young working people
because of their luxurious and unhealthy lifestyle of overindulgence in order
to be "comfortable" their income needs to be over RM 6,500 per
month in order “to survive” only for them. Fortunately, God gave us and
all living creatures only free air, water and food to survive. Some
microorganisms are anaerobic, and they don’t even need oxygen in the air to survive.
As far as I am concerned, I am more
than comfortable with less than RM 4,000 per month for 2 of us with left over
to save too.
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